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"You mean I am not rich now?"

"Yes," said Egerton, "you're rich now, but the money is not yours to dispose of until you are twentyone or marry. Until that time it is in the hands of your trustees. Luscombe, myself, and another." He smiled at her. "We haven't embezzled it or anything like that. It's still there. In fact, we've increased your capital considerably by investments."

"How much will I have?"

"At the age of twenty-one or upon your marriage, you will come into a sum which at a rough estimate would amount to six or seven hundred thousand pounds."

"That is a lot," said Elvira, impressed.

"Yes, it is a lot. Probably it is because it is such a lot that nobody has ever talked to you about it much."

He watched her as she reflected upon this. Quite an interesting girl, he thought. Looked an unbelievably milk-and-water Miss, but she was more than that. A good deal more. He said, with a faintly ironic smile, "Does that satisfy you?"

She gave him a sudden smile.

"It ought to, oughtn't it?"

"Rather better than winning the pools," he suggested.

She nodded, but her mind was elsewhere. Then she came out abruptly with a question.

"Who gets it if I die?"

"As things stand now, it would go to your next of kin."

"I mean-I couldn't make a will now, could I? Not until I was twenty-one. That's what someone told me."

"They were quite right."

"That's really rather annoying. If I was married and died, I suppose my husband would get the money?"

"Yes."

"And if I wasn't married, my mother would be my next of kin and get it. I really seem to have very few relations-I don't even know my mother. What is she like?"

"She's a very remarkable woman," said Egerton shortly. "Everybody would agree to that."

"Didn't she ever want to see me?"

"She may have done… I think it's very possible that she did. But having made in-certain ways- rather a mess of her own life, she may have thought that it was better for you that you should be brought up quite apart from her."

"Do you actually know that she thinks that?"

"No. I don't really know anything about it."

Elvira got up. "Thank you," she said. "It's very kind of you to tell me all this."

"I think perhaps you ought to have been told more about things before," said Egerton.

"It's rather humiliating not to know things," said Elvira. "Uncle Derek, of course, thinks I'm just a child."

"Well, he's not a very young man himself. He and I, you know, are well advanced in years. You must make allowances for us when we look at things from the point of view of our advanced age."

Elvira stood looking at him for a moment or two. "But you don't think I'm really a child, do you?" she said shrewdly, and added, "I expect you know rather more about girls than Uncle Derek does. He just lived with his sister." Then she stretched out her hand and said, very prettily, "Thank you so much. I hope I haven't interrupted some important work you had to do," and went out.

Egerton stood looking at the door that had closed behind her. He pursed up his lips, whistled a moment, shook his head and sat down again, picked up a pen and tapped thoughtfully on his desk. He drew some papers towards him, then thrust them back and picked up his telephone.

"Miss Cordell, get me Colonel Luscombe, will you? Try his club first. And then the Shropshire address."

He put back the receiver. Again he drew his papers towards him and started reading them but his mind was not on what he was doing. Presently his buzzer went.

"Colonel Luscombe is on the wire now, Mr. Egerton."

"Right. Put him through. Hello, Derek. Richard Egerton here. How are you? I've just been having a visit from someone you know. A visit from your ward."

"From Elvira?" Derek Luscombe sounded very surprised.

"Yes."

"But why-what on earth-what did she come to you for? Not in any trouble?"

"No, I wouldn't say so. On the contrary, she seemed rather-well, pleased with herself. She wanted to know all about her financial position."

"You didn't tell her, I hope?" said Colonel Luscombe, in alarm.

"Why not? What's the point of secrecy?"

"Well, I can't help feeling it's a little unwise for a girl to know that she is going to come into such a large amount of money."

"Somebody else will tell her that, if we don't. She's got to be prepared, you know. Money is a responsibility.''

"Yes, but she's so much of a child still."

"Are you sure of that?"

"What do you mean? Of course she's a child."

"I wouldn't describe her as such. Who's the boy friend?"

"I beg your pardon."

"I said who's the boy friend? There is a boy friend in the offing, isn't there?"

"No, indeed. Nothing of the sort. What on earth makes you think that?"

"Nothing that she actually said. But I've got some experience, you know. I think you'll find there is a boy friend."

"Well, I can assure you you're quite wrong. I mean, she's been most carefully brought up, she's been at very strict schools; she's been in a very select finishing establishment in Italy. I should know if there was anything of that kind going on. I dare say she's met one or two pleasant young fellows and all that, but I'm sure there's been nothing of the kind you suggest."

"Well, my diagnosis is a boy friend-and probably an undesirable one."

"But why, Richard, why? What do you know about young girls?"

"Quite a lot," said Egerton dryly. "I've had three clients in the last year, two of whom were made wards of court and the third one managed to bully her parents into agreeing to an almost certainly disastrous marriage. Girls don't get looked after the way they used to be. Conditions are such that it's very difficult to look after them at all-"

"But I assure you Elvira has been most carefully looked after."

"The ingenuity of the young female of the species is beyond anything you could conjecture! You keep an eye on her, Derek. Make a few inquiries as to what she's been up to."

"Nonsense. She's just a sweet simple girl."

"What you don't know about sweet simple girls would fill an album! Her mother ran away and caused a scandal-remember?-when she was younger than Elvira is today. As for old Coniston, he was one of the worst rips in England."

"You upset me, Richard. You upset me very much."

"You might as well be warned. What I didn't quite like was one of her other questions. Why is she so anxious to know who'd inherit her money if she dies?"

"It's queer your saying that, because she asked me that same question."

"Did she now? Why should her mind run on early death? She asked me about her mother, by the way."

Colonel Luscombe's voice sounded worried as he said, "I wish Bess would get in touch with the girl."

"Have you been talking to her on the subject-to Bess, I mean?"

"Well, yes… Yes I did. I ran across her by chance. We were staying in the same hotel, as a matter of fact. I urged Bess to make some arrangements to see the girl."

"What did she say?" asked Egerton curiously.

"Refused point blank. She more or less said that she wasn't a safe person for the girl to know."

"Looked at from one point of view I don't suppose she is," said Egerton. "She's mixed up with that racing fellow, isn't she?"

"I've heard rumours."

"Yes, I've heard them too. I don't know if there's much in it really. There might be, I suppose. That could be why she feels as she does. Bess's friends are strong meat from time to time! But what a woman she is, eh, Derek? What a woman."

"Always been her own worst enemy," said Derek Luscombe gruffly.

"A really nice conventional remark," said Egerton. "Well, sorry I bothered you, Derek, but keep a look out for undesirables in the background. Don't say you haven't been warned."

He replaced the receiver and drew the pages on his desk towards him once more. This time he was able to put his whole attention on what he was doing.