“Sharon, it’s true,” she said. “I have no idea where he could be. I contacted the Brazilian police, of course, and they’ve been searching ever since. But it’s been thirty-two hours and there’s no sign of him.”

“Have you called his cell?”

“Over and over.”

“He must’ve had business in Rio,” his mother said in her usual brusque manner. She always acted as if she had all the answers. “You know how he is. He works nonstop.”

“Are you saying he swam to his appointment? Because that’s the only way he could’ve gotten there—unless we all missed the fact that a boat came alongside us in the night.”

Silence met this response. Sharon had heard the sarcasm, but at this particular moment Sophia couldn’t tolerate her mother-in-law’s supercilious attitude. She was having trouble holding herself together. Although she’d made it through the entire night without a drop of alcohol, she hadn’t slept. Her eyes felt like sandpaper, her head and her stomach ached, and she had some terrible truths to face—truths that would change her whole life. If Skip didn’t come back, if he didn’t straighten out the mess he’d made, she’d have no way to survive, let alone take care of their daughter.

She stared at her naked ring finger. On their tenth anniversary, Skip had replaced her wedding ring with a five-carat diamond that was worth over two hundred thousand dollars. But when she entered rehab, he’d taken it back, saying he wanted to have it appraised for insurance purposes....

In light of what she’d been told during the past two days, she suspected it hadn’t gone to an appraiser.

“I’m sorry.” She hid her hand from view, so she wouldn’t have to be reminded of the ring, and struggled to gain control of her emotions. “I—I’m upset, as you can imagine. Like I said, I have no idea what happened, why Skip isn’t here or where he might be. I hope he’s okay, that everything will end well. But I desperately want to come home. I have to come home. I can wait for him there.”

“It’s been a day—one day. Surely you wouldn’t give up hope and leave your husband so quickly.”

Flinching, she grappled for an explanation that wouldn’t include admitting that the FBI had accused Skip of being a criminal. She knew what that would do to his parents. They thought he walked on water. They’d always preferred him to his brother, who worked as a plumber and had five kids with four different women. “I can’t stay here. There’s been a...a mix-up with our accounts, and I’m not able to cover food and supplies or pay the crew.”

“Good Lord, now you’re talking about money? What’s that got to do with finding Skip before it’s too late?”

“If you could just wire enough for me to get Alexa home... Then I’ll explain everything, or as much as I know, anyway.”

There was talking on the other end.

“Sophia?” The phone had switched hands. This was Dale, Skip’s father.

She gripped her cell tighter. “Yes?”

“What the hell’s going on?”

As a rule, men treated her better than women. That was why she typically preferred them. But her father-in-law was a notable exception. “It...it’s unbelievable,” she said and told him what she’d told Sharon.

“My son would never leave his family high and dry,” he said when she’d finished. “It must be foul play, a—a kidnapping.”

“There’s been no ransom note.”

“Then something else happened. He wouldn’t abandon you and Alexa on that damn boat if he’d had a choice.”

A tear dripped down her cheek because she was pretty sure Skip had done exactly that, and she felt terrible for their daughter. How could he promise Alexa a wonderful two weeks at sea as a family—and then disappear?

“You—you’re probably right,” she said but only to get through this phone call without an argument. The more she considered the timing of Skip’s disappearance, the more she believed he’d gone on the run. He had to have known the FBI was closing in on him. Or maybe some of his investors had been pressing him for the fabulous return he’d promised, and he’d run out of excuses.

“Did he have problems with the crew?” his father asked.

Was he talking murder? “No, none. The crew is great. No one would hurt him.”

“Someone must’ve done something, by God! And now you want to leave, to come home without him? When he’s probably in trouble—maybe even stranded in the ocean? He could need your help!”

The lump in Sophia’s throat made speaking an effort. “I told you, I don’t have the money to stay. I—I can’t even provide the necessities for Lex. Think of your granddaughter, please. I need to get her home.”

“Why don’t you have money? This whole thing stinks, Sophia. What is it? What aren’t you telling us?”

She dropped her head, resting it in her free hand. She realized that this conversation couldn’t wait, after all. “The FBI has frozen our bank accounts, Dale.”

“Let go of the phone,” he told his wife. Then he spoke into the receiver again. “Did you say FBI?”

She sighed. “I’m afraid so.”

“Why would the FBI freeze your accounts? The FBI doesn’t do that unless...unless—”

“Unless they have reason,” she finished for him. “They claim Skip’s been defrauding his investors.”

“What?”

“It’s true. They’ve frozen all the money so they can return as much as possible. But Kelly tells me that’ll be a nominal amount, if any at all.”

“This is bullshit!” he exploded. “My boy would never cheat a soul. He doesn’t need to cheat. Everything he touches turns to gold. You’ve seen what he’s done, what he’s provided for you.”

Had he been breaking the law all along? Or just recently? “I hope he’s innocent, like you say. And I hope we can prove it.”

“You do? Really? Because you sound beaten.” His voice grated. “Don’t you have any confidence in him?”

“I only know what Kelly told me, Dale, and he said the FBI plans to bring Skip up on fraud charges for mishandling the SLD Fund.”

There was a brief silence. “No way. Not the SLD Fund. That fund’s making great money. I saw a report last month.”

A wave of unease swept through Sophia. “Why would you see a report? You didn’t invest in it...” Skip wouldn’t defraud his own parents, would he?

“I sure did,” his father said proudly. “I put my life savings into that fund. So did almost everyone else in Whiskey Creek. And when they see how fast my boy will double their money, they’re going to be damn glad they did.”

Sophia started laughing. And once she started, she couldn’t stop, not until she was crying instead.

“Sophia? Sophia, stop it!” Dale barked. “Are you drunk?”

That got her attention. “No,” she said. “I haven’t had a drop.”

“Then what’s wrong with you?”

Sniffing, she wiped her eyes. “Whether you want to believe it or not, your boy is gone,” she said. “And so is the money you and everyone else invested.”

4

Two days later, on Sunday, which was as soon as they could make the arrangements, Sharon and Dale met Sophia and Alexa at the airport. Her in-laws were drawn and pale, and Sophia knew she looked no better. She wheeled her luggage out to the car, while her daughter did the same, her hair smashed on one side from when she’d leaned against the wall of the plane, trying to get some sleep.

“Thank you for helping us get home,” Sophia said. “And for sending enough money for the crew to return with the Legacy.” She had no doubt the FBI would confiscate the yacht once it was safely docked. The agent who’d been dealing with Kelly, Special Agent Freeman, had contacted her when she was about to board the plane. She’d told him she couldn’t help find Skip. And he’d told her the government had seized everything of any value except the house. Since there was no equity in it, 910 Wonderland Drive wouldn’t be worth their time.