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For her part, Patricia looked beautiful. But it wasn’t the sort of beauty you see in a sixty-five-year-old woman in Town & Countrymagazine, the supposed barometer of what it means to age gracefully. Patricia was infinitely more beautiful than that. What she had was an inner beauty, a certain heavenly warmth that radiated from every pore of her body and resonated with every word that escaped her lips. It was the beauty of perfectly still water, the beauty of cool mountain air, and the beauty of a forgiving heart. Physically, though, she was entirely average. She was a bit shorter than I and on the slender side. She had shoulder-length reddish-brown hair, light blue eyes, and fair white cheeks, which bore the expected wrinkles of a woman who’d spent the greater part of her adolescence hiding in a bomb shelter beneath her tiny flat, to avoid the Nazi Blitz. She had a tiny gap between her two front teeth that revealed itself whenever she smiled, which was often—especially when the two of us were together. This morning she wore a long plaid skirt, a cream-colored blouse with gold-colored buttons running down the front, and a plaid jacket that matched her skirt perfectly. Nothing looked expensive, but it all looked dignified.

I said to Patricia, “If possible, I’d like to go to Switzerland tomorrow. But if that’s not good for you, I’ll wait in London as long as you like. I have some business here, anyway. I have a jet waiting at Heathrow that can have us in Switzerland in under an hour. If you want, we can spend the day together there and do some sightseeing or some shopping.

“But, again, Patricia”—I paused and looked her dead in the eye—“I want you to promise me you’re going to spend at least ten thousand pounds per month out of the account, okay?”

Patricia stopped in mid-stride, unhooked her arm from mine, and placed her right hand over her heart. “My child, I wouldn’t even know where to begin to spend that much money! I have everything I need. I really do, love.”

I took her hand in mine and began walking again. “Perhaps you have everything you need, Patricia, but I’m willing to bet you don’t have everything you want. Why don’t you start by buying yourself a car and stop taking those double-decker buses everywhere? And after you get a car, you can move to a bigger apartment that’s got enough room for Collum and Anushka to sleep over. Just think how nice it would be to have extra bedrooms for your two grandkids!”

I paused for a brief moment, then added, “And within the next few weeks I’ll have the Swiss bank issue you an American Express card. You can use it to pay all your expenses. And you can use it as often as you like and spend as much as you like, and you’ll never get a bill.”

“But who will pay the bloody bill?” she asked, with confusion.

“The bank will. And—like I said—the card will have no limit. Every pound you charge will bring a smile to my face.”

Patricia smiled, and we walked in silence for a while. But it wasn’t a poisonous silence. It was the sort of silence shared by two people who’re comfortable enough not to force a conversation ahead of its logical progression. I found this woman’s company to be incredibly soothing.

My left leg was feeling somewhat better now, but that had little to do with Patricia. Activity of any sort seemed to diminish the pain—whether it was walking, playing tennis, lifting weights, or even swinging a golf club, the latter of which seemed rather odd to me, considering the obvious stress it placed on my spine. Yet the moment I stopped, the burning would start. And once my leg caught fire, there was no way to extinguish it.

Just then Patricia said, “Come sit down with me, love,” and she led me toward a small wooden bench, just off the walking path. When we reached the bench we unhooked arms and Patricia sat down beside me. “I love you like a son, Jordan, and I am only doing this because it helps you—not because of the money. One thing you’ll find as you grow older is that, sometimes, money can be more trouble than it’s worth.” She shrugged. “Don’t get me wrong, love, I’m not some silly old fool who’s lost her marbles and lives in a dream world where money doesn’t matter. I’m well aware that money matters. I grew up digging myself out of the rubble of World War Two, and I know what it’s like to wonder where your next meal is coming from. Back in those days we weren’t sure of anything. Half of London had been blown to smithereens by the Nazis, and our future was uncertain. But we had hope, and a sense of commitment to rebuilding our country. That was when I met Teddy. He was in the Royal Air Force then, a test pilot, actually. He was really quite dashing. He was one of the first people to fly the Harrier jet. Its nickname was the Flying Bedstand.” She smiled sadly.

I reached my arm around the back of the bench and gently placed my hand on her shoulder.

In a more upbeat tone, Patricia said, “Anyway, the point I was trying to make, love, is that Teddy was a man who was driven by a sense of duty, perhaps too driven. In the end, he let it get the best of him. The higher he climbed, the more uneasy he became about his station in life. Do you see what I’m saying, love?”

I nodded slowly. It wasn’t a perfect analogy, but I assumed her point had something to do with the perils of chasing a preconceived notion of what it meant to be successful. She and Teddy were now divorced.

Patricia soldiered on: “Sometimes I wonder if you let money get the best of you, love. I know you use money to control people, and there’s nothing wrong with that. That’s the way of the world, and it doesn’t make you a bad soul to try to work things in your favor. But I’m concerned that you allow money to control you—which is not all right. Money is the tool, my child, not the mason; it can help you make acquaintances but not true friends; and it might buy you a life of leisure but not a life of peace. Of course, you know I’m not judging you. That’s the last thing I’d do. None of us is perfect, and each of us is driven by our own demons. God knows I have my share.

“Anyway, getting back to this whole caper you’ve cooked up—I want you to know that I’m all for it! I find the whole thing rather exciting, in fact. I feel like a character in an Ian Fleming novel. It’s really quite racy, this whole overseas-banking business. And when you get to my age, a little bit of raciness is what keeps you young, isn’t it?”

I smiled and let out a gentle laugh. “I guess, Patricia. But as far as the raciness goes, I’ll say it again: There’s always a slight chance that some trouble might arise, at which point the raciness might get a bit racier than old Ian Fleming might’ve liked. And this won’t be in a novel. This’ll be Scotland Yard knocking at your door with a search warrant.”

I looked her directly in the eye, and I said in a tone implying the utmost seriousness, “But if it ever comes to that, Patricia—and I swear this to you—I’ll come forward in two seconds flat and say that you had no idea what was going on with any of this. I’ll say that I told you to go to the bank and give them your passport and that I promised you there was nothing wrong with it.” As I said those words I was certain they were true. After all, there was no way that any regulator on the planet would believe this innocent old lady would take part in an international money-laundering scheme. It was inconceivable.

Patricia smiled and replied, “I know that, love. Besides, it would be nice to spoil my grandchildren a bit. Perhaps they would even feel indebted enough to come visit me while I’m doing time in prison—after the bobbies have carted me away for international bank fraud, right, love?” With that, Patricia leaned forward and started laughing raucously.

I laughed right along with her, but inside I was dying. There were certain things that you just didn’t joke about; it was simply bad luck. It was like pissing in the fate god’s eye. If you did it long enough, he was certain to piss right back at you. And his urine stream was like a fucking fire hose.