Roderick kisses her.

RODERICK (V.O.)

I was in a particularly good humor that day, and we had a sort of reconciliation.

Roderick and his mother.

MOTHER

Depend on it, artful hussy has some other scheme in her head now.

RODERICK (V.O.)

The old lady was right, and I swallowed the bait which her ladyship had prepared to entrap me as simply as any gudgeon takes a hook.

Arrival of Mr. Newcombe, the money-broker.

RODERICK (V.O.)

I had hired a money-broker especially to find some means of my making a loan. After several months without success, it was with some considerable interest that I received his visit.

Roderick and the money-broker, Mr. Newcombe.

NEWCOMBE

I have good news for you, Mr. Cosgrove. The firm of Bracegirdle and Chatwick, in the city of London, are prepared to lend you 20,000 pounds, pledged against your interest in the Edric mines. They will redeem the encumbrances against the property, which amount to some 10,000 pounds, and take a twenty-year working lease on the mines. They will lend you the 20,000 pounds against the lease income, which they will apply to the loan as it comes in, and they will make a charge of 18% per annum interest on the outstanding loan balance.

RODERICK

Mr. Newcombe, I have made some difficult loans during the past few years, at very onerous terms, but 18% a year interest seems very stiff indeed.

NEWCOMBE

Considering your financial circumstances, Mr. Cosgrove, it has been impossible to find anyone at all prepared to do any business with you. I think you may count yourself lucky to have this opportunity. But, obviously, if you would reject this offer, I shall keep trying to find a better one.

RODERICK

(after a pause)

I am prepared to accept the terms, Mr. Newcombe.

NEWCOMBE

There are a few other points we should discuss. The loan agreement can only be executed by her ladyship's signature, and provided that Bracegirdle and Chatwick can be assured of her ladyship's freewill in giving her signature.

RODERICK

Provided that they can be assured of her ladyship's freewill? Are you serious?

NEWCOMBE

May I be quite frank with you?

RODERICK

Yes, of course.

NEWCOMBE

Mister Bracegirdle said to me that he had heard her ladyship lives in some fear of her life, and meditated a separation, in which case, she might later repudiate any documents signed by herself while in durance, and subject them, at any rate, to a doubtful and expensive litigation. They were quite insistent on this point, and said they must have absolute assurance of her ladyship's perfect freewill in the transaction before they would advance a shilling of their capital.

RODERICK

I see.

NEWCOMBE

When I asked them in what form they would accept her ladyship's assurances, they said that they were only prepared to accept them if her ladyship confirms her written consent by word of mouth, in their presence, at their counting-house in Birchin Lane, London. I requested they come here, and save her ladyship and yourself the inconvenience of the trip to London, but they declined, saying that they did not wish to incur the risk of a visit to Castle Hackton to negotiate, as they were aware of how other respectable parties, such as Messrs. Sharp and Salomon had been treated here.

Roderick and his mother.

MOTHER

Depend on it, there is some artifice. When once you get into that wicked town, you are not safe. There are scores of writs out against you for debt. If you are taken in London, and thrown into prison, your case is hopeless.

RODERICK

Mother dear, we are now living off our own beef and mutton. We have to watch Lady Cosgrove within and the bailiffs without. There are certain situations in which people cannot dictate their own terms; and faith, we are so pressed now for money, that I would sign a bond with old Nick himself, if he would provide a good round sum. With this money, we can settle our principal debts and make a fresh start.

MOTHER

Roderick, you must listen to me. As soon as they have you in London, they will get the better of my poor innocent lad; and the first thing that I shall hear of you will be that you are in trouble. You will be a victim of your own generous and confiding nature.

Roderick and the Countess.

COUNTESS

Why go, Roderick? I am happy here, as long as you are kind to me, as you now are. We can't appear in London as we ought; the little money you will get will be spent, like all the rest has been. Let us stay here and be content.

She takes his hand and kisses it.

Mother and Roderick.

MOTHER

Humph! I believe she is at the bottom of it the wicked schemer.

Roderick's carriage moving along.

RODERICK (V.O.)

We did not start in state, you may be sure. We did not let the country know we were going, or leave notice of adieu with our neighbors. The famous Mr. James Cosgrove and his noble wife traveled in a hack-chaise and pair.

The Countess lays her head on Roderick's shoulder and smiles.

RODERICK (V.O.)

When a man is going to the devil, how easy and pleasant a journey it is! The thought of the money quite put me in a good humor, and my wife, as she lay on my shoulder in the post-chaise, going to London, said it was the happiest ride she had taken since our marriage.

The carriage stops and they disembark.

RODERICK (V.O.)

One night we stayed at Reading.

Roderick and his wife at dinner.

RODERICK (V.O.)

My lady and I agreed that, with the money, we would go to France, and wait there for better times, and that night, over our supper, formed a score of plans both for pleasure and retrenchment. You would have thought it was Darby and Joan together over their supper.

Roderick and his wife making love.

RODERICK (V.O.)

O woman! Woman! When I recollect Lady Cosgrove's smiles and blandishments, how happy she seemed to be on that night! What an air of innocent confidence appeared in her behavior, and what affectionate names she called me! I am lost in wonder at the depth of her hypocrisy. Who can be surprised that an unsuspecting person like myself should have been a victim to such a consummate deceiver?

The coach drives up.

RODERICK (V.O.)

We were in London at three o'clock, an half-an-hour before the time appointed.

Roderick and the Countess looking for the office.

RODERICK (V.O.)

I easily found out Mr. Tapewell's apartment: a gloomy den it was, and in an unlucky hour, I entered it.

They climb up dirty backstairs, lit by a feeble lamp, and the dim sky of a dismal London afternoon.

The Countess seems agitated and faint.

When they get to the door, she stops in front of it.

COUNTESS

Roderick -- don't go in. I am sure there is danger. There's time yet, let us go back -- anywhere!