This is more than Harry had bargained for. He tries to confess back at her. ` "Janice had her tubes cauterized the other year, and I must say, it's great not to have to worry about it, whenever you want it, night or day, no creams or crap or anything. Still, sometimes she starts crying, for no reason. At being sterile at fortythree."

"Well of course, Harry. I would too." Cindy's lips are long and in their lipstick lie together with a wised-up closeness of fit, a downward tug at the end of sentences, he has never noticed before tonight.

"But you're a baby," he tells her.

Cindy gives him a wise slanting look and almost toughly says, "I'm getting there, Harry. I'll be thirty this April."

Twenty-nine, she must have been twenty-two when Webb started fucking her, what a sly goat, he pictures her body all brown with its little silken slopes and rolls of slight excess inside the rough loose garment, shadowy spaces you could put your hand in, for the body to breathe in that desert heat, it goes with the gold threads on her feet and the bangles around her wrists, still small and round as a child's, veinless. The vehemence of his lust dries his mouth. He stands to go after his brandy but loses his balance so his knee knocks against Peggy Fosnacht's ponderous square chair. She is not in it, she is standing at the top of the two steps that lead upward out of the living room, with the out-of-date dull plaid coat she came in draped around her shoulders. She looks down at them like one placed above and beyond, driven away.

Ollie, though, is seated around the Parsons table waiting for Webb to bring the beer and oblivious of his wife's withdrawal. Ronnie Harrison, so drunk his lips are wet and the long hair he brushes across his bald spot stands up in a loop, asks Ollie, "How goes the music racket these days? I hear the guitar craze is over now there's no more revolution."

"They're into flutes now, it's weird. Not just the girls, but guys too, who want to play jazz. A lot of spades. A spade came in the other day wanted to buy a platinum flute for his daughter's eighteenth birthday, he said he read about some Frenchman who had one. I said, `Man, you're crazy. I can't begin to guess what a flute like that would cost.' He said, `I don't give a flying fuck, man,' and showed me this roll of bills, there must have been an inch of hundred-dollar bills in it. At least those on top were hundreds."

Any more feeling-out with Cindy would be too much for now; Harry sits down heavily on the sofa and joins the male conversation. "Like those gold-headed putters a few years ago. Boy I bet they've gone up in value."

Like Peggy, he is ignored. Harrison is boring in. These insurance salesmen: they have that way of putting down their heads and just boring in until it's either scream or say, sure, you'll take out another fifty thousand of renewable life.

Ronnie says to Ollie, "How about electric stuff? You see this guy on television even has an electric violin. That stuff must cost."

"An arm and a leg," Ollie says, looking up gratefully as Webb sets a Heineken's on a light square of the table in front of him. "Just the amplifiers take you into the thousands," he says, pleased to be talking, pleased to sound rich. Poor sap, when most of his business is selling thirteen-year-old dumplings records to make them wet their pants. What did Nelson used to call it? Lollipop music. Nelson used to be serious about the guitar, that one he saved from the fire and then the one they got him with a big pearl plate on the face, but the chords stopped coming from his room after school when he got his driver's license.

Ronnie has tilted his head to bore in at a different angle. "You know I'm in client service at Schuylkill Mutual and my boss told me the other day, 'Ron, you cost this company eight thousand seven hundred last year.' That's not salary, that's benefits. Retirement, health insurance, participation options. How do you handle that in your operation? If you don't have employerfinanced insurance and retirement in this day and age, you're in the soup. People expect it and without it they won't perform."

Ollie says, "Well, I'm my own employer in a way. Me and my partners -"

"How about Keogh? You gotta have Keogh."

"We try to keep it simple. When we started out -"

"You gotta be kidding, Ollie. You're just robbing yourself. Schuylkill Mutual offers a terrific deal on Keogh, and we could plug you in, in fact we advise plugging you in, on the corporate end so not a nickel comes out of your personal pocket, it comes out of the corporate pocket and there's that much less for Uncle to tax. These poor saps carrying their own premiums with no company input are living in the dark ages. There's nothing shady about rigging it this way, we're just using the laws the government has put there. They want people to take advantage, it all works to up the gross national product. You know what I mean by Keogh, don't you? You're looking kind of blank."

"It's something like social security."

"A thousand times better. Social security's just a rip-off to benefit the freeloaders now; you'll never see a penny of what you put in. In the Keogh plan, up to seventy-five hundred goes untaxed, every year; you just set it aside, with our help. Our usual suggestion is, depending on circumstances – how many dependents you got? -"

"Two, if you count the wife. My son Billy's out of college and up in Massachusetts studying specialized dentistry."

Ronnie whistles. "Boy, you were smart. Limiting yourself to one offspring. I saddled myself with three and only these last few years am I feeling out of the woods. The older boy, Alex, has taken to electronics but the middle boy, Georgie, needed special schools from the start. Dyslexia. I'd never heard of it, but I'll tell you I've heard of it now. Couldn't make any goddam sense at all out of anything written, and you'd never know it from his conversation. He could outtalk me at this job, that's for certain, but he can't see it. He wants to be an artist, Jesus. There's no money there, Ollie, you know that better than I do. But even with just the one kid, you don't want him to starve if you were suddenly out of the picture, or the good woman either. Any man in this day and age carrying less than a hundred, a hundred fifty thousand dollars straight life just isn't being realistic. A decent funeral alone costs four, five grand."

"Yeah, well

"Lemme get back to the Keogh a minute. We generally recommend a forty-sixty split, take the forty per cent of seventy-five hundred in straight life premiums, which generally comes to close to the hundred thou, assuming you pass the exam that is. You smoke?"

"Off and on."

"Uh-oh. Well, lemme give you the name of a doctor who gives an exam everybody can live with."

Ollie says, "I think my wife wants to go."

"You're kidding, Foster."

"Fosnacht."

"You're kidding. This is Saturday night, man. You got a gig or something?"

"No, my wife – she needs to go to some anti-nuclear meeting tomorrow morning at some Universalist church."

"No wonder she's down on the Pope then. I hear the Vatican and Three-Mile Island are hand-in-glove, just ask friend Harry here. Ollie, here's my card. Could I have one of yours please?"

"Uh -"

"That's O.K. I know where you are. Up there next to the fuck movies. I'll come by. No bullshit, you really owe it to yourself to listen to some of these opportunities. People keep saying the economy is shot but it isn't shot at all from where I sit, it's booming. People are begging for shelters."

Harry says, "Come on, Ron. Ollie wants to go."

"Well, I don't exactly but Peggy -"

"Go. Go in peace, man." Ronnie stands and makes a hamhanded blessing gesture. "Gott pless Ameri-ca," he pronounces in a thick slow foreign accent, loud, so that Peggy, who has been conferring with the Murketts, patching things up, turns her back. She too went to high school with Ronnie and knows him for the obnoxious jerk he is.