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In addition to a six-person security detail she brought Marcus Dumond. They left shortly after ten in the evening and with the time change between DC and Zurich, and the flight time, it was nearly ten in the morning when they arrived. Kennedy did not inform the U.S. ambassador that she was in the country, and she did not inform Ross or the president that she was leaving the country. The president would understand, but Ross would not. At this stage of the game it was better to ask for forgiveness than permission.

Kennedy did, however, inform her Swiss counterpart and ask that he help her skirt customs once she landed. She explained to him that they had important matters to discuss and that it would be better if there was no official record of her visit. Two of the Agency's people stationed in Zurich were waiting on the tarmac at the airport with August Bartholomew, the head of the Swiss Foreign Intelligence Service. Kennedy rode with Bartholomew and managed to keep the conversation away from the purpose of her visit during the relatively brief ride to her hotel. She had no idea if Bartholomew had the car wired, or if he was wearing one himself, but either way she could not afford to take the risk. When they got to the hotel she would explain to him what was going on. Kennedy was sure he had already guessed that her visit had something to do with one of the two things the Swiss were famous for, and it wasn't chocolate.

The Swiss took their banking and their neutrality seriously, and for good reason. Anything that could sway Swiss objectivity or damage the reputation of Swiss banks was considered a threat to national identity and long-term security. The war on terror had done just that. Armies of lawyers, diplomats, law enforcement officers, and intelligence officers had descended upon Bern and Zurich after 9/11 demanding that the Swiss government hand over any and all records that had anything to do with al-Qaeda and its various members. It was a very uncomfortable experience for the Swiss, due in great part to the fact that they did a massive amount of business with the Saudis and al-Qaeda was almost entirely financed by Saudi dollars. The Saudis liked their privacy and they made it very clear they would take their banking elsewhere if the Swiss broke their vow of secrecy.

Diplomatic talks dragged on. Lawyers for both the U.S. Justice Department and those representing the families who had lost loved ones clogged the Swiss courts with lawsuits and motions. In the end, almost two years later, the sanitized records of Osama bin Laden were handed over and almost nothing else. More than once during the drawn-out legal battle Bartholomew had told Kennedy that there was a better way to handle this. A more delicate way. That in the future she should not hesitate to pick up the phone and call him if there was a problem. She had decided to do just that, and with or without his help, she was not leaving Zurich without the information she'd come for.

The presidential suite at the Hotel Baur Au Lac was secured for one night at a cost of 5,000 Swiss francs. Kennedy did not plan on spending the night. The suite consisted of three bedrooms, two separate living rooms, an office, and a verandah that overlooked Lake Geneva. Bartholomew and Kennedy entered the suite after the CIA security team had swept it for listening devices. Kennedy apologized in advance to Bartholomew and then had one of her security people wand him to make sure he wasn't wired. An intelligence professional, Bartholomew took it in stride.

Kennedy ordered coffee service and then sat down to explain to her counterpart what she was about to do. There were a few details that she left out, but for the most part she was truthful with him. When she was finished explaining her plan she handed Bartholomew a list of men whom her office had already contacted. Appointments had been set up in thirty-minute intervals. The first man was due to arrive shortly. The five men were the presidents of some of Switzerland's most reputable and powerful banks. Kennedy asked Bartholomew if he would like to stay. It took him all of two seconds to decide. He thanked Kennedy for her courtesy and then excused himself.

Getting the men to take the meeting was easy. These banks hated bad publicity, and when the office of the director of the CIA called and told you it was in your best interest to take a private meeting with the head of the world's most well known spy agency, you shuffled your schedule and took the meeting. Kennedy did not underestimate these men. They were very smart, very cool customers. Her arsenal of threats varied greatly, and she would have to be very careful how she used them. These men were bankers. Some of the world's best. They had their reputations to consider, and the reputations of their banks to consider, but in the end, there was one thing that would trump all.

Sometimes the solution to a problem is so simple it is easy to overlook. Kennedy had considered telling these men that Mitch Rapp was uncontrollable and if they didn't give her the information she needed, he was likely to pay them a visit they would not enjoy. Another option was to threaten a massive campaign against them using the press, and the full force of the United States government. The problem with this was that they knew Kennedy didn't want the press covering this any more than they did. The third option which she was prepared to use against some of them, if things got ugly, was to wage a full-scale cyberattack against their banks and watch their business transactions come to a screeching halt. This tactic she would keep in reserve to use against anyone who was unusually stubborn.

What she had finally decided to do was state the case as she knew it, and ask them to voluntarily turn over all information associated with the account numbers she had been given by her mystery e-mailer. If they balked, she was prepared to drop the bomb. She would show them a list of their largest U.S. depositors. The mere fact that she had such a list would unnerve them. For Swiss banks nothing was more sacrosanct than their client lists. For more than a decade the CIA had been carefully gathering information on the Swiss banking industry by hacking into their networks. They had amassed a giant database. It was a myth that all Swiss bank accounts were numbered. Many were, but there were also plenty of accounts where the person's name was listed. With Dumond's help Kennedy had gone over the list on the flight over and identified over seven billion dollars in U.S. corporate and individual deposits in the five banks. Kennedy's ploy was relatively simple: give her the information she was looking for, or the list of depositors would be called by the president himself and told to dump their Swiss banks.

The first two meetings went fine. The men were actually appreciative that Kennedy had chosen this route rather than dragging them into court. The third meeting went very poorly. Even Kennedy's threat to scare off the bank's U.S. depositors did not work, so she excused herself, walked into the other room, and ordered Dumond to crash the bank's network. Kennedy waited a few minutes and then returned to her guest. Within a minute the man received a call from his bank telling him their entire computer system was down, and they had no idea how long it would take to get the system up and running. Kennedy told the man, who she had taken an extreme disliking to, that she had ordered the cyberassault and would continue to bombard his network every day until he handed over the information or she ran him out of business. The man relented.

The fourth banker handed over the information so readily that Kennedy assumed he had already spoken with one of the other bankers who she'd met with. The fifth and final banker put up a bit of a fight, lecturing Kennedy that confidentiality was his sworn duty to his clients. It was no different from the doctor-patient relationship or the attorney-client relationship, he claimed. Kennedy listened politely, and then handed the man a piece of paper. On it was a wire transfer between his bank and a bank in the Bahamas for one million dollars. The man held his ground and said that on principle alone, he could never reveal who was behind the transfer.