'It's rather strange that he hangs all his clothes on the walls, isn't it?' he said, straightening up.

Ludmilla looked disapproving. 'We don't use the word strange in this household.'

'Differently normal?' Moist suggested.

'That'll do.' There was a warning glint in Ludmilla's eye. 'Who can say who is truly normal in this world?'

Well, someone whose fingernails don't visibly extend when they're annoyed would be a definite candidate, thought Moist. 'Well, we should get back to the bank,' he said. 'If Mr Bent turns up, do tell him that people are looking for him.'

'And care about him,' said Miss Drapes quickly, and then put a hand over her mouth and blushed.

I just wanted to make money, thought Moist, as he led the trembling Miss Drapes back to the area where cabs dared to go. I thought life in banking was profitable boredom punctuated by big cigars. Instead, it has turned out differently normal. The only really sane person in there is Igor, and possibly the turnip. And I'm not sure about the turnip.

He dropped the snuffling Miss Drapes at her lodgings in Welcome Soap, with a promise to let her know when the errant Mr Bent broke cover, and took the cab onwards to the bank. The night guards had already arrived, but quite a few clerks were still hanging around, apparently unable to come to terms with the new reality. Mr Bent had been a fixture, like the pillars.

Cosmo had been to see him. It wouldn't have been a social call.

What had it been? A threat? Well, no one liked being beaten up. But perhaps it was more sophisticated. Perhaps it was we'll tell people you are a vampire. To which a sensible person would reply: stick it where the sun shineth not. That would have been a threat twenty years ago, but today? There were plenty of vampires in the city, neurotic as hell, wearing the Black Ribbon to show they'd signed the pledge, and in general getting on with, for want of a better word, their lives. Mostly, people just accepted it. Day after day went past with no trouble, and so the situation became regarded as normal. Differently normal, but still normal.

Okay, Mr Bent had kept quiet about his past, but that was hardly a pitchforking matter. He'd been sitting in a bank for forty years doing sums, for heavens' sake.

But perhaps he didn't see it that way. You measured common sense with a ruler, other people measured it with a potato.

He didn't hear Gladys's approach. He just became aware that she was standing behind him.

'I Have Been Very Worried About You, Mr Lipwig,' she rumbled.

'Thank you, Gladys,' he said cautiously.

'I Will Make You A Sandwich. You Like My Sandwiches.'

'That would be kind of you, Gladys, but Miss Dearheart will be joining me shortly for dinner upstairs.'

The glow in the golem's eyes faded for a moment and then grew brighter. 'Miss Dearheart.'

'Yes, she was here this morning.'

'A Lady'

'She's my fiancee, Gladys. She will be here quite a lot, I expect.'

'Fiancee,' said Gladys. 'Ah, Yes. I Am Reading Twenty Tips To Make Your Wedding Go With A Swing.'

Her eyes dimmed. She turned round and plodded towards the stairs.

Moist felt like a heel. Of course he was a heel. But that didn't make feeling like one feel any better. On the other hand, she— damn, he… it… Gladys was the fault of misplaced female solidarity. What could he hope to achieve against that? Adora Belle would have to do something about it.

He was aware that one of the senior clerks was hovering politely.

'Yes?' he said. 'Can I help you?'

'What do you want us to do, sir?'

'What's your name?'

'Spittle, sir. Robert Spittle.'

'Why are you asking me, Bob?'

'Because the chairman goes woof, sir. Safes need locking up. So does the ledger room. Mr Bent had all the keys. It's Robert, sir, if you don't mind.'

'Are there any spare keys?'

'They might be in the chairman's office, sir,' said Spittle.

'Look… Robert, I want you to go home and get a good night's sleep, okay? And I'll find the keys and turn every lock I can find. I'm sure Mr Bent will be with us tomorrow, but if he's not, I'll call a meeting of the senior clerks. I mean, hah, you must know how it all works!'

'Well, yes. Of course. Only… well… but…' The clerk's voice faded into silence.

But there's no Mr Bent, thought Moist. And he delegated with the same ease that oysters tango. What the hell are we going to do?

'There's people here? So much for bankers' hours,' said a voice from the doorway. 'In trouble again I hear.'

It was Adora Belle, and of course she meant 'Hello! It's good to see you.'

'You look stunning,' said Moist.

'Yes, I know,' said Adora Belle. 'What's happening? The cabby told me all the staff had walked out of your bank.'

Later Moist thought: that was when it all went wrong. You have to leap on the stallion of Rumour before he's out of the yard, so that you might be able to pull on the reins. You should have thought: what did it look like with staff running out of the bank? You should have run to the Times office. You should have got in the saddle and turned it right around, there and then.

But Adora Belle did look stunning. Besides, all that had happened was that a member of staff had had a funny turn and had left the building. What could anyone make of that?

And the answer, of course, was: anything they wanted to.

He was aware of someone else behind him.

'Mr Lipwig, thur?'

Moist turned. It was even less fun looking at Igor when you'd just been looking at Adora Belle.

'Igor, this is really not the time—' Moist began.

'I know I'm not thuppothed to come upthtairth, thur, but Mr Clamp thayth he hath finithed hith drawing. It ith very good.'

'What was all that about?' said Adora Belle. 'I think I nearly got two of the words.'

'Oh, there's a man down in the forni— the cellar who is designing a dollar note for me. Paper money, in fact.'

'Really? I'd love to see that.'

'You would?'

It was truly wonderful. Moist looked at the designs for the back and the front of the dollar note. Under Igor's brilliant white lights they looked rich as plum pudding and more complicated than a dwarf contract.

'We're going to make so much money,' he said aloud. 'Wonderful job, Owls— Mr Clamp!'

'I'm going to hold on to the Owlswick,' said the artist nervously. 'It's the Jenkins that matters, after all'

'Well, yes,' said Moist, 'there must be dozens of Owlswicks around.' He looked over at Hubert, who was on a stepladder and peering hopelessly at the tubing.

'How's it going, Hubert?' he said. 'The money still rushing around okay, is it?'

'What? Oh, fine. Fine. Fine,' said Hubert, almost knocking over the ladder in his haste to get down. He looked at Adora Belle with an expression of uncertain dread.

'This is Adora Belle Dearheart, Hubert,' said Moist, in case the man was about to flee. 'She is my fiancee. She's a woman,' he added, in view of the worried look.

Adora Belle held out her hand and said, 'Hello, Hubert.'

Hubert stared.

'It's okay to shake hands, Hubert,' said Moist carefully. 'Hubert's an economist. That's like an alchemist, but less messy.'

'So you know how the money moves around, do you, Hubert?' said Adora Belle, shaking an unresisting hand.

At last the notion of speech dawned on Hubert. 'I welded one thousand and ninety-seven joints,' he said, 'and blew the Law of Diminishing Returns.'

'I shouldn't think anyone's ever done that before,' said Adora Belle.

Hubert brightened up. This was easy! 'We are not doing anything wrong, you know!' he said.

'I'm sure you aren't,' said Adora Belle, trying to pull her hand away.

'It can keep track of every dollar in the city, you know. The possibilities are endless! But, but, but, um, of course we're not upsetting things in any way!'