And cold water washed over my feet.

And, half a minute later, over my ankles.

Double crap.

The engines were making really odd noises too. My back protested when I turned to look. It was damned dark out here on the lake, as I got farther and farther from shore, but the disappearing form of the island was being blotted by a lot of black smoke coming out of the boat’s engines.

The pain blocks were falling now. I was hurting a lot. The water in the bottom of the boat was up to the bottom of my calves now, and…

And there were three searchlights coming toward me from the direction of the island.

They’d sent out pursuit boats.

“This just isn’t fair,” I muttered to myself. I gave the engine all the power I could, but from the way it was rattling around that was more or less a formality. It wasn’t going to last long, and it was sinking in any case.

I knew that if I went into the water I’d have about four or five minutes to live, given the temperature. I also knew that I had to get past the stone reefs around the islands, the ones Rosanna had needed the beacon light to navigate through.

Nothing for it but to keep going.

I was struck by a sudden thought: Bob the skull was going to be crushed that he missed this one, a genuine pirate adventure. I started singing, “Blow the Man Down” at the top of my lungs.

Then there was a horrible noise, and the boat just stopped . The steering wheel hit me in the chest pretty hard, and then I bounced back into the driver’s seat.

Water started pouring in thick and fast and dark.

“Ahoy!” I slurred drunkenly. “Reef!”

I made sure I still had the coin and the sword. I grabbed up my staff and got out the pentacle amulet from around my neck. The lights of the pursuing boats were getting nearer by the moment. This was going to be a close one.

The old ski boat was literally breaking apart around me, its prow shattered on a thick spike of stone that had penetrated it just left of its center, up by the front of the boat. The old stone ridge that rose up through the waters of the lake came to within a couple of feet of the surface here. It would give me a place to do something besides instantly immerse myself in cold water and go into hypothermia.

And it would give me solid rock on which to plant my feet, and through which to draw power. The water of the lake would wash some of it away-not as much as free-running water, but some-but I would still be able to do something to defend myself.

So before the boat could capsize and dump me into the water, I gritted my teeth and jumped in.

My body immediately informed me that I had made an insane decision.

You have no idea what the depths of cold can be until you have jumped into near-freezing water.

I screamed my way into it, finding places to stand with my frozen feet, being careful of the leg that Nicodemus had rendered gimpy for me. Then I held up my mother’s amulet in my right hand and focused on it, forcing energy into it carefully and slowly. It happened sluggishly, the way everything was happening in the mounting cold, but I was able to draw power up through the stone beneath my feet, and to call silver-blue wizard light from the amulet-brighter and brighter, light that spread out over the waters in a literal beacon that read, clear as day, Here I am.

“T-T-Thomas,” I muttered to myself, shivering so hard I could barely stand. “Y-y-you’d b-better b-be c-c-close.”

Because Deirdre’s men were.

The searchlights oriented on me instantly, and the boats-rubber raft things that would skim right over the reefs-came bouncing toward me over the waves.

It wouldn’t have been impossible to sink one of the rafts. But it would have killed every man inside. And those weren’t people collaborating with demons for their own dark gain. They were just people, most of whom had been brought up from childhood to serve Nicodemus and company, and who probably thought that they were genuinely doing the right thing. I could kill someone like Nicodemus and sleep peacefully afterward. But I wasn’t sure I could live with myself if I sent those rafts down into the lake and condemned the men in them to die. That isn’t what magic is for.

More to the point, killing them wouldn’t save me. Even if I managed to sink every other raft out there, send every man in them into the water, it wouldn’t stop me from freezing to death and drowning. It would just mean that I had a lot of company.

I’m not a Knight. But that doesn’t mean I don’t draw the line somewhere.

They started shooting from about a hundred yards away, and I raised a shield. It was hard to do in the icy waters, but I raised it and held it, a shimmering quarter-dome of silver light. Bullets smashed against it and skipped off it, sending out little concentric rings of spreading energy as their force was distributed over the shield. Most of the shots never really came anywhere close. Shooting from a moving rubber raft at a hundred yards isn’t exactly a recipe for precision marksmanship.

They got closer, and I got colder.

I held the light and the shield.

Please, brother. Don’t let me down.

I never heard anything until a wave of cold water hit my shoulder blades and all but knocked me over. Then the heavy chug-chug-chug of the Water Beetle ’s engines shook the water around me as my brother’s battered old ship bellied up dangerously close to the reef, and I turned to find the ship wallowing broadside behind me.

I liked to give Thomas a hard time about the Water Beetle , teasing him that he’d stolen it from the prop room of Jaws . But the fact of the matter was that I didn’t know a damned thing about boats, and that I was secretly impressed that he could sail the thing around the lake so blithely.

“Harry!” Murphy called. She came hurrying down the frozen deck, slipping here and there on patches of ice as she did. She slapped a line attached to a harness she wore to the ship’s safety railing, and threw the other end of the line to me. “Come on!”

“It’s about time you got outside the reef,” Thomas complained from the top of the wheelhouse. As I watched, he drew his heavy Desert Eagle from his side, aimed, and loosed a round. A dark form on one of the oncoming rafts let out a cry and fell into the water with a splash.

I scowled at Thomas. He doesn’t even practice.

I stumbled forward and grabbed the line, wrapping it around my right arm. That was pretty much all I had enough energy left to do. Murphy began hauling it in, and started yelling for Thomas to help her.

“Cover me!” Thomas yelled.

He came down from the wheelhouse pirate style, just jumping down, all graceful and stylish despite the roll of the ship, despite the ice and the cold. Murphy, her feet planted, secured to the railing, shifted her grip and produced the little assault weapon she’d had on a strap around her back-the P-90 Kincaid had given her as a gift. She raised it to her shoulder, sighted through the scope at one of the oncoming rafts, and started calmly squeezing out rounds, one and two at a time. Fam. Famfam. Fam. Famfam. Fam. Fam.

One of the rafts foundered. Maybe she’d struck whoever was steering it and caused him to misguide it. Maybe the lake had simply swamped it. I don’t know. But a second raft immediately turned to start picking up men who had spilled into the water from the first. Murphy turned her gun onto the remaining raft.

Thomas started hauling me out of the water by the line around my arm, just pulling me up arm over arm as if I’d been a child and not an adult a hundred pounds heavier than he was. He doesn’t even work out.

I was tired enough that I just let him do it. As a result I had enough spare attention to notice when my feet cleared the water, and Deirdre surged out of the blackness and seized my ankles.

“Kill you!” she snarled. “Kill you for what you did to him!”

“Holy crap!” Thomas yelled.

“Ack!” I agreed.

Most of those deadly strands of her hair were thrust into the stone reef below, holding her down, but a few that were free whipped wildly at Thomas. He ducked aside with a yell, barely managing to hold on to the line.

It felt like she was going to pull my legs off at the ankles. I screamed and kicked at her as best I could, but my legs were so numb that I could barely move them, much less shake her off. Thomas had all that he could do to simply hold on to the line and prevent those bladed strands from severing it.

“Karrin!” he screamed.

Murphy swung her legs up over the railing of the ship, still attached to it by the line fastened to her harness. Then she swung herself out into empty air above the water until she hung alongside me.

Then she aimed the P-90 down at Deirdre and flicked the selector to full automatic.

But before she could pull the trigger, Deirdre hissed, and a flickering blade swept up and struck Murphy across the face. She screamed and recoiled as the blade continued, an S-shaped cut that missed Murphy’s throat by a finger’s breadth and sliced through the strap that held the P-90 on her body. The weapon tumbled into the water.

“Bitch!” Murphy snarled, one side of her face a sheet of blood. She tried to reach for her pistol-in its shoulder holster, beneath her harness, beneath her coat. It might as well have been on the surface of the moon.

“Murph!” I said. I twisted my shoulders and thrust the end of Fidelacchius to within reach of her hand.

Murphy’s fingers closed on the hilt of the holy blade.

She drew it maybe an inch from the scabbard.

White light blinded me. Blinded Deirdre. Blinded Murphy. Blinded Thomas. Blinded everyone.

“No!” Deirdre screamed, utter despair and terror in her voice. “No, no, no!”

The pressure on my ankles vanished, and I heard the Denarian splash into the water.

Murphy released the hilt of the sword. The light died. It took maybe half a minute before I could see anything else. Thomas recovered faster, of course, and by that time he had us both back onto the deck of the Water Beetle . There was no evidence of Deirdre anywhere, and the two boatloads of soldier boys were hightailing it away as fast as they could go.

Murphy, bleeding from a cut running parallel to her right eyebrow all the way into her hairline, was staring in shock at me and at the sword. “What the fuck was that?”

I slipped the sword off my shoulder. I felt really tired. I hurt everywhere. “Offhand,” I mumbled, “I’d say it was a job offer.”

“We’ve got to move before we get carried onto the reef,” Thomas muttered. He hurried off, pirate style. He looked good doing it. Of course. He doesn’t even moisturize.