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“Remember, I'mnot the one who said this—Danny was! Besides, we were in the middle of the diarrhea-of-the-mouth phase, and even the most absurd things make sense then!”

OCD and the Bastard started chuckling. “So what other intelligence did you gather?” asked the Bastard.

I nodded, eager to change the subject. “Well, I also found out that he'd snorted his last two businesses right up his nose. See, beforethe ambulette service there was a messenger service in Manhattan, and that's when he started smoking crack: with the bike messengers. That was the start of Danny's financial demise. Before that, he'd always been successful; now, however, he was a shell of his former self. His confidence was shattered; his bank account depleted; and his wife, never a bowl of cherries to begin with, was determined to turn his life into a living hell.

“Anyway, we didn't leave the city that night until after midnight, and it was only thenthat I realized that I'd forgotten to call Denise. And it was also then when I started falling off an emotional cliff, hitting bottom just as we got off the exit ramp for Bayside, and I landed right smack in the heart of the worry phase.” I paused for a moment, feeling worried just thinkingabout the worry phase.

I took a deep breath and said, “This is phase three: a vicious onslaught of negative thoughts washing over you like a killer tsunami. You worry about everything: mistakes of the past, problems of the present, and anything that might pop up in the future. In Danny's case, his worries had to do with money, and I knew this because, just as we pulled off the exit ramp, he said, ‘Citibank is about to foreclose on my condo and throw my family into the street. You think you can lend me ten thousand dollars? I have nowhere else to turn.’

“I took a deep breath, trying to draw power from Danny's worries, figuring that if Danny's life was in worse shape than mine, then how much did I really have to worry about? ‘Yeah,’ I said. ‘Do you have any Valium or Xanax to take the edge off? I'm not feeling so well.’

“He shook his head no. ‘I don't have any. But why don't you smoke the screen? There should be a little crack resin on it. It'll make you feel better.’

“I nodded and grabbed the pipe. ‘Thanks; hold the wheel while I light up. I don't wanna burn myself.’ And Danny grabbed the wheel, and that's how we made our way through Bayside: with me smoking the screen and Danny steering the car.

“On our way up in the elevator we didn't say a single word to each other. We didn't even lock eyes. We were both too embarrassed. And I remember swearing to myself that I would never speak to him again. I knew someone like Danny could not be good for me. Someone who talked about his family the way he did, someone who consumed drugs the way he did, and someone who had the fucking audacityto lead me into the depth and despair of a Harlem crack den—I knew he would only bring out the worst in me.

“Anyway, the moment I stuck my key in the lock, the door swung open and there was Denise, crying. I looked at her with panic in my eyes. My heart was literally beating out of my chest. I threw my palms up in the air and opened my mouth to say something, but no words came out. That's when I entered phase four, the suicide-contemplation phase.

“There are only two known antidotes to it: The first is the massive consumption of benzodiazepines—preferably Xanax or Valium and Klonopin. The second is massive quantities of sleep, on the order of two or three days. Anything less and you still might attempt suicide. And as I stood before Denise, reeking of urine and hookers and crack and funk, she took pity on me, and she loaded me up with enough Xanax to knock out a blue whale. Then she undressed me and tucked me in. And then I passed out.”

“Jesus,” muttered OCD.

I nodded in agreement. “Yeah,” I agreed, “Jesus is right. In fact, it would take me three days to recover, which takes us to Sunday morning. That's when I entered the resurrection phase, which is the most productive phase of all. Your brain's dopamine stores have fully replenished themselves, and you're promising yourself that you've officially learned your lesson this time. You know what you did was completely foolish, and only a crazy person would do it again; and you're definitely not a crazy person!

“What makes this phase so productive is that you can look at all your worries now with an icy detachment, dismissing the imagined ones and devising strategies to deal with the real ones. It's a time of tremendous clarity, a time when a man takes stock of his life. And as long as you're not a full-blown crack addict, thinking about heading back to the crack den again, you emerge from this experience a much better man, a more focusedman, and—”

“Oh, please!” sputtered the Bastard. “Save your rationalizations for the less informed! Crack doesn't make you better or more focused; it's pure evil, nothing more.”

OCD let out a single chuckle. The Witch raised an eyebrow. I said to the Bastard, “You have an excellent point there, Joel, although, in this particular case, the resurrection phase happened to be unusually productive, because I quickly realized that I had only one thing to worry about, and that was the Investors’ Center. If George was right, then I needed to make a move now, before the shit hit the fan. To sit and wait would be like an ostrich sticking its head in the sand.

“So the next day I pulled Kenny aside and told him that I was ready to make a move. The Investors’ Center was on the way out, I explained to him, and we needed to start setting things up now, in anticipation.”

“What about your future partner-in-crime?” asked the Witch. “Did you lend Danny the money?”

God—how I would have loved to just smack her in that mousy little head of hers! I smiled warmly at the Witch and said, “Yes, Michele, I did, and if you want to know why, the answer is, I'm not really sure. On my way to the office I had every intention of firing him. I really did. But when I saw him sitting at his desk, I just couldn't bring myself to do it. He looked nervous and embarrassed. And when we finally locked eyes, he flashed me the saddest of smiles, then he put his head back down and started dialing again. I remember staring at him—watching him bang away at the phone—and feeling utterly confused inside.

“I really wantedto fire him, but I just couldn't bring myself to do it. He had a wife and kid, both of whom I knew and both of whom I cared about. And I knew how talented he was, so greed was gnawing at me too. So I decided to lend him the money and keep him in the fold. I would just keep my guard up and make sure I controlled him.

“But a few days later, on my way into the building, the doorman stopped me and handed me a certified letter. I looked at the envelope and froze: It was from the SEC. Without even opening it, I knew it was a subpoena.”

“What was it for?” asked the Bastard.

“For records,” I answered, “as well as a personal appearance. And while it didn't give a specific date, the next morning Lester Re-Morse called bright and early and said, ‘I think the Investors’ Center is going to shut its doors this week. In fact, it'll be a miracle if they make it past Wednesday.’

“ ‘What the fuck are you talking about?’ I snapped. ‘How can the SEC shut them down before they even investigate them?’

“‘The SEC's not shutting them down,’ he replied. ‘They're shutting themselves down. They're out of money.’

“Out of money! I thought. How the fuck could that be! ‘How on earth could they be out of money, Lester? They were making a fortune!’

“ ‘No, no,’ Lester squeaked. ‘They were making a couple a million a year at most, and they sucked it all out of the firm. The rest of Wall Street has been shorting their stocks since Wednesday, when word of the investigation leaked out. So it's only a matter of time now.’”