JONGEWAARD BROUGHT Adeline to a grinding halt only thirty feet from the end of the dock’s tracks. Even before the big drive wheels stopped turning, Bell hopped from the cab and ran toward the end of the dock. The railcar ferry was drifting past the pilings out into the lake and the paddle wheels began to turn. The gap had broadened to eight feet when Bell reached the dock’s edge.

He did not hesitate, did not think about or analyze his actions, did not step back for a running start. It seemed too far, but without an instant’s interruption, he leaped from the dock. Knowing the distance was too great for him to land on his feet, he reached out and grabbed the railing with his hands, his body falling and swinging like a pendulum against the hull of the ferry. He came within a hair of losing his grip and falling in the water, as the impact knocked the wind from his body. He held the railing in a death grip until his breath returned, but the growing ache in his chest did not fade. Slowly, almost agonizingly, he pulled himself over the railing onto the deck of the ferry alongside Cromwell’s boxcar.

Bell lightly ran his fingers over his chest and realized he had cracked one, maybe two ribs. Clenching his teeth against the pain, he struggled to his feet and grabbed one of the ladder rungs leading to the roof of the boxcar to support himself from the pitching and heaving of the ship, plowing into the teeth of the chinook. As the Kalispell moved farther into the middle of the lake, the windswept waves surged over the bow and onto the low track deck, swirling around the wheels of the locomotive. The terrible winds brought a stunning rise in temperature of over twenty degrees.

Bell cast off any thought of caution. He threw open the loading door of the boxcar and rolled onto the floor, gasping from the agony in his chest, the .45 Colt steady in his hand. Surprise was in his favor. Cromwell was not alarmed, believing that it was Abner who was entering the car. Too late, he saw that it was his worst enemy.

“Hello, Jacob,” Bell said with a cordial grin. “Did you miss me?”

There came a few moments of stunned stillness.

Bell came to his knees and then his feet, keeping the Colt aimed at Cromwell’s heart, and closed the door to the boxcar to seal it off from the gusts of wind that were battering the old ferry. He made a quick scan of the interior of the car. “Well, well, well,” he said with interest. “My compliments.” He swung his free hand around the exotically furnished car. “So this is how you escaped your crimes in style.”

“I’m glad you approve,” Cromwell said conversationally.

Bell smiled in narrow-eyed guardedness without lowering his Colt. He glanced at the leather trunks lined against one wall. “The cash from your bank. Must be an impressive amount.”

“Enough to initiate a new enterprise,” Cromwell answered cordially.

“You followed us?” Margaret said, baffled and incredulous. It was more a question than a statement.

“Not exactly followed,” Bell said curtly. “More like chased.”

Predictably, Cromwell recovered his composure. “How did you arrive so quickly?”

“Fortunately, I had a faster engine and dedicated crewmen.”

“You knew Margaret and I left San Francisco?”

“I tracked down this freight car and figured you had it repainted with a new serial number. My agents had it under surveillance, waiting for the moment when you would use it again. Unfortunately, the earthquake came and my agents had more-pressing duties elsewhere.”

“And you discovered that it had left the railyard,” Cromwell assumed.

Bell nodded. “Only after I went to your bank and saw that you had cleaned out the vault of all large-currency bills.”

“But how could you have known we were heading for Canada?”

“The dispatcher at the Southern Pacific office,” Bell said, lying so as not to involve Marion. “I put a gun to his head and persuaded him to tell me what tracks your chartered train was traveling. Then it was only a matter of filling in the cracks.”

“Very ingenious, Mr. Bell.” Cromwell, champagne glass in hand, stared at Bell appraisingly. “It seems I have a penchant for underestimating you.”

“I’ve misjudged you a time or two.”

Margaret spoke in a tone barely above a whisper. “What do you intend to do?” Her shock had turned to desperation.

“Hold your brother for the local sheriff after we reach shore. Then assemble the necessary papers to escort the two of you to Chicago, where he’ll have a speedy trial without a fixed jury of your old pals and hang for his crimes.” Bell’s smile turned cold and his voice ominous. “And you, dear Margaret, will probably spend the best years of your life in a federal jail.”

Bell caught the exchange of knowing looks between Cromwell and Margaret. He could only wonder what they were thinking, but he was pretty sure it didn’t bode well. He watched as Cromwell sank into one end of an ornate couch.

“Our voyage may take a while in this weather.” As if to accent his statement, the bottle of champagne slid off its table and onto the floor. “A pity. I was going to offer you a drink.”

Bell could only guess where Cromwell kept his Colt .38. “I never drink while on duty,” Bell said facetiously.

The car took another sudden lurch as the ferry tipped over to one side, the entire hull vibrating as one of the paddle wheels thrashed out of the water. Margaret gasped in fear and stared at the water that was seeping in widening puddles along the bottom of the freight door.

OUTSIDE, the wind shrieked, and the Kalispell creaked and groaned against the onslaught of the mounting waves that rolled down the length of Flathead Lake. The tired old vessel burrowed her bow into the gale-driven crests before dropping sickeningly into the troughs. A towering wave broke out the forward windows, sending sheets of water into the wheelhouse.

Captain Boss pulled up his coat collar and grasped the helm desperately as the gale lashed him with spray that stung the skin of his face and hands.

A whistle shrilled through the speaking tube from the engine room. Boss picked it up, said, “Wheelhouse.”

Ragan’s voice came with a hollow tone through the tube. “I’m taking water down here, Captain.”

“Can the pumps handle it?”

“So far. But the hull is creaking something awful. I fear the bulkheads might give way.”

“Get ready to clear out if it gets bad. Make your way to the roof over the galley and unlash the raft.”

“Yes, sir,” replied Ragan. “What about you, Captain?”

“Call me when you leave the engine room. I’ll follow if I can.”