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Of all Sedley’s opponents in his debates with his creditors which now ensued, and harassed the feelings of the humiliated old gentleman so severely, that in six weeks he oldened more than he had done for fifteen years before — the most determined and obstinate seemed to be John Osborne, his old friend and neighbour — John Osborne, whom he had set up in life — who was under a hundred obligations to him — and whose son was to marry Sedley’s daughter. Any one of these circumstances would account for the bitterness of Osborne’s opposition.

When one man has been under very remarkable obligations to another, with whom he subsequently quarrels, a common sense of decency, as it were, makes of the former a much severer enemy than a mere stranger would be. To account for your own hard-heartedness and ingratitude in such a case, you are bound to prove the other party’s crime. It is not that you are selfish, brutal, and angry at the failure of a speculation — no, no — it is that your partner has led you into it by the basest treachery and with the most sinister motives. From a mere sense of consistency, a persecutor is bound to show that the fallen man is a villain — otherwise he, the persecutor, is a wretch himself.

And as a general rule, which may make all creditors who are inclined to be severe pretty comfortable in their minds, no men embarrassed are altogether honest, very likely. They conceal something; they exaggerate chances of good luck; hide away the real state of affairs; say that things are flourishing when they are hopeless, keep a smiling face (a dreary smile it is) upon the verge of bankruptcy — are ready to lay hold of any pretext for delay or of any money, so as to stave off the inevitable ruin a few days longer. “Down with such dishonesty,” says the creditor in triumph, and reviles his sinking enemy. “You fool, why do you catch at a straw?” calm good sense says to the man that is drowning. “You villain, why do you shrink from plunging into the irretrievable Gazette?” says prosperity to the poor devil battling in that black gulf. Who has not remarked the readiness with which the closest of friends and honestest of men suspect and accuse each other of cheating when they fall out on money matters? Everybody does it. Everybody is right, I suppose, and the world is a rogue.

Then Osborne had the intolerable sense of former benefits to goad and irritate him: these are always a cause of hostility aggravated. Finally, he had to break off the match between Sedley’s daughter and his son; and as it had gone very far indeed, and as the poor girl’s happiness and perhaps character were compromised, it was necessary to show the strongest reasons for the rupture, and for John Osborne to prove John Sedley to be a very bad character indeed.

At the meetings of creditors, then, he comported himself with a savageness and scorn towards Sedley, which almost succeeded in breaking the heart of that ruined bankrupt man. On George’s intercourse with Amelia he put an instant veto — menacing the youth with maledictions if he broke his commands, and vilipending the poor innocent girl as the basest and most artful of vixens. One of the great conditions of anger and hatred is, that you must tell and believe lies against the hated object, in order, as we said, to be consistent.

When the great crash came — the announcement of ruin, and the departure from Russell Square, and the declaration that all was over between her and George — all over between her and love, her and happiness, her and faith in the world — a brutal letter from John Osborne told her in a few curt lines that her father’s conduct had been of such a nature that all engagements between the families were at an end — when the final award came, it did not shock her so much as her parents, as her mother rather expected (for John Sedley himself was entirely prostrate in the ruins of his own affairs and shattered honour). Amelia took the news very palely and calmly. It was only the confirmation of the dark presages which had long gone before. It was the mere reading of the sentence — of the crime she had long ago been guilty — the crime of loving wrongly, too violently, against reason. She told no more of her thoughts now than she had before. She seemed scarcely more unhappy now when convinced all hope was over, than before when she felt but dared not confess that it was gone. So she changed from the large house to the small one without any mark or difference; remained in her little room for the most part; pined silently; and died away day by day. I do not mean to say that all females are so. My dear Miss Bullock, I do not think your heart would break in this way. You are a strong-minded young woman with proper principles. I do not venture to say that mine would; it has suffered, and, it must be confessed, survived. But there are some souls thus gently constituted, thus frail, and delicate, and tender.

Whenever old John Sedley thought of the affair between George and Amelia, or alluded to it, it was with bitterness almost as great as Mr. Osborne himself had shown. He cursed Osborne and his family as heartless, wicked, and ungrateful. No power on earth, he swore, would induce him to marry his daughter to the son of such a villain, and he ordered Emmy to banish George from her mind, and to return all the presents and letters which she had ever had from him.

She promised acquiescence, and tried to obey. She put up the two or three trinkets: and, as for the letters, she drew them out of the place where she kept them; and read them over — as if she did not know them by heart already: but she could not part with them. That effort was too much for her; she placed them back in her bosom again — as you have seen a woman nurse a child that is dead. Young Amelia felt that she would die or lose her senses outright, if torn away from this last consolation. How she used to blush and lighten up when those letters came! How she used to trip away with a beating heart, so that she might read unseen! If they were cold, yet how perversely this fond little soul interpreted them into warmth. If they were short or selfish, what excuses she found for the writer!

It was over these few worthless papers that she brooded and brooded. She lived in her past life — every letter seemed to recall some circumstance of it. How well she remembered them all! His looks and tones, his dress, what he said and how — these relics and remembrances of dead affection were all that were left her in the world. And the business of her life, was — to watch the corpse of Love.

To death she looked with inexpressible longing. Then, she thought, I shall always be able to follow him. I am not praising her conduct or setting her up as a model for Miss Bullock to imitate. Miss B. knows how to regulate her feelings better than this poor little creature. Miss B. would never have committed herself as that imprudent Amelia had done; pledged her love irretrievably; confessed her heart away, and got back nothing — only a brittle promise which was snapt and worthless in a moment. A long engagement is a partnership which one party is free to keep or to break, but which involves all the capital of the other.

Be cautious then, young ladies; be wary how you engage. Be shy of loving frankly; never tell all you feel, or (a better way still), feel very little. See the consequences of being prematurely honest and confiding, and mistrust yourselves and everybody. Get yourselves married as they do in France, where the lawyers are the bridesmaids and confidantes. At any rate, never have any feelings which may make you uncomfortable, or make any promises which you cannot at any required moment command and withdraw. That is the way to get on, and be respected, and have a virtuous character in Vanity Fair.

If Amelia could have heard the comments regarding her which were made in the circle from which her father’s ruin had just driven her, she would have seen what her own crimes were, and how entirely her character was jeopardised. Such criminal imprudence Mrs. Smith never knew of; such horrid familiarities Mrs. Brown had always condemned, and the end might be a warning to HER daughters. “Captain Osborne, of course, could not marry a bankrupt’s daughter,” the Misses Dobbin said. “It was quite enough to have been swindled by the father. As for that little Amelia, her folly had really passed all — ”