Nick had found his Klansman.

The man stared intently in his direction for several moments. When he realized that his subject was returning his gaze, his mouth turned upward in an insolent smile. His eyes narrowed, then he rushed from the store. The bastard was letting him know he'd been following him.

Nick remained where he was for perhaps five seconds. The realization had left him too shocked to move. Moments passed. Bewilderment was replaced by anger. Furious, he raced out the nearest exit to confront his stalker.

The Paradeplatz was jammed with hundreds of people. Nick dashed into a multitude of shoppers, commuters, and tourists. He darted through the crowd, raising himself on his tiptoes to see the people ahead. The evening gloom, the snow and mist, made it impossible to separate one group from the next. Still, he searched for the creased hat, the Holmesian cape. He circled the square twice, looking everywhere for the little man. He had to know why he was being followed. Was the man in the cape just some middle-aged freak with nothing better to do, or had someone put him up to it?

Fifteen minutes later, he decided that further search was futile. His stalker had vanished. Just as bad, sometime during his search, he'd dropped the box of pastries. Nick returned to the Bahnhofstrasse and continued south toward the lake. He noted that the crowds had thinned. Few stores were open. Every tenth step he turned and checked for the presence of his gentlemanly escort. The street was empty. Only the trail of his own footprints in the powdery snow followed him.

Nick heard the whine of an engine approaching behind him. This part of the Bahnhofstrasse was reserved for trams. Automobile traffic was limited to several blocks going north and south. He checked over his shoulder and confirmed the presence of a late-model Mercedes saloon car: black with smoked windows and consular plates. It appeared to have come from the Paradeplatz. The car gunned its motor and pulled up alongside him. The passenger window lowered and an ungoverned head of brown hair popped out.

"Mr. Nicholas Neumann," called Sterling Thorne. "You're an American, correct?"

Nick took a step back from the automobile. Wasn't he popular tonight? "Yes, I am. Swiss and American."

"We've been interested in meeting with you for a few weeks now. Did you know that you're the only American working at the United Swiss Bank?"

"I don't know all the members of the bank," answered Nick.

"Take my word for it," Thorne suggested affably. "You're flying solo." He was wrapped in a suede jacket, collar turned down to expose a lamb's wool lining. His eyes were ringed with dark circles, his cheeks sunken, pocked with a hundred pinpricks.

"How do you like working in that nest of vipers?" he asked. "I mean being an American and all."

"We're a pretty benign group. Hardly vipers." Nick matched Thorne's cordial tone, wondering where this was leading, sure it was nowhere he wanted to go.

"Well, I will agree that you fellas don't look like much, but looks can be deceiving, can they not, Mr. Neumann?"

Nick leaned down to look into the car. One look at Thorne brought back his aversion to agents of the United States government. He thought of the man in the cape with the mountain guide's hat- his stalker. He couldn't link the dignified clothing, the European headgear, the overall refined bearing with Sterling Thorne. The two were oil and water. "What can I do for you? It's snowing. I have a dinner appointment. Mind if we get to the point?"

Thorne stared straight ahead and shook his head. He chuckled in disbelief as if to say "How about that boy's manners?" "Bear with me, Nick. I think it would behoove you to listen to what a representative of Uncle Sam has to say. As I recall, we did pay your salary a few years back."

"All right. But make it brief."

"We've been keeping an eye on that bank for some time now."

"I thought you were looking at all the banks."

"Oh, we are. But yours is my personal favorite. I wasn't kidding when I told you you're working in a viper pit. Your associates are up to a lot of funny business. Unless you think it's normal procedure to accept deposits of a million dollars in precounted packets of tens and twenties. Or if you think it's standard operating procedure for a client to open accounts in Panama and Luxembourg without giving his name, rank, or serial number, and for you to say 'Of course, sir, it's our pleasure. What else can we help you with today?' But it's not. That's what my daddy called doing the devil's handiwork."

Nick looked at Thorne's partner, a chubby man in a charcoal suit. The man was sweating. His hands nervously tapped the steering wheel. He didn't want to be there.

"What's this got to do with me?" Nick asked. As if he didn't know the answer.

"We need your eyes and ears."

"Do you now?"

"If you cooperate with us," said Thorne, "we'll cut you some slack when we bring that house of cards down. I'll put in a word to the federal prosecutor. Get you out of here on the next plane."

"And if not?"

"Then I'll be forced to bring you in with the rest of your buddies." He extended an arm out the window and tapped Nick's cheek twice. "Tell you the truth, it'd probably feel pretty good to corral an arrogant cocksucker like you. But that's your choice."

Nick brought his face closer to the American agent. "Are you trying to threaten me?"

Thorne threw his head back and snorted. "Why, Lieutenant Neumann, where did you get that idea? I'm only reminding you of your sworn duties. Did you think that oath you took to obey the President and protect your country stopped when you took off your uniform? I got the answer for you: No. It sure as hell did not. You're a lifer. Just like me. You can't hide behind your little red passport. That blue one you got is bigger and stronger."

Nick felt his anger welling up inside of him. He ordered himself to control it. "If and when the time comes, that's my decision."

"I don't think you fully grasp the picture here. We've got your number. We know what you and your pals are up to. This is not a request. It's a standing order. Consider it as coming from the commander in chief himself. You are to keep your eyes wide open and report when ordered. You legally blind pricks at USB and every other fucking bank in this town are helping a lot of dangerous individuals clean up their profits."

"And you're here to save us from them?"

"Put it this way. Without you, Neumann, they wouldn't be sitting in a sixty-foot cabin cruiser off of Boca Raton smoking cigars, getting laid, and planning their next score. You're as guilty as they are."

The accusation incensed Nick. Heat prickled the back of his neck. He clenched his jaw, telling himself to calm down, but it was too late.

"Let me make something clear to you, Thorne. First off, I served my country for four years. I'll carry the oath I took every day for the rest of my life. It's a two-inch piece of shrapnel sitting behind what's left of my knee. Every day it cuts a little more of my tendon, but it's so far in there no one even wants to try to get it out. Second, you want to go chasing bad guys around the world, be my guest. That's your job. But if you can't stop them, don't go running around looking for fall guys. I take my job seriously and I try to do it to the best of my abilities. All I see are a bunch of papers, people putting money in, moving it around. We don't have guys bringing in a million bucks over the counter. That's a fairy tale." Nick put his hands on the windowsill and brought his face close to Thorne's. "And finally," he whispered, "I don't give a good goddamn who you work for. You ever touch me again, I'm gonna haul your skinny ass out of that car and bounce it around the street until there isn't anything left of you but your belt, your boots, and your fucking badge. My leg is still strong enough to do that."