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Albert Edward's thin, sallow face reddened and he moved uneasily on his feet, but he made no reply.

'Understand me, Foreman, I have no complaint to make against you. You do your work quite satisfactorily; I have the highest opinion both of your character and of your capacity; but we haven't the right to take the risk of some accident that might happen owing to your lamentable ignorance. It's a matter of prudence as well as of principle.'

'But couldn't you learn, Foreman?' asked the general.

'No, sir, I'm afraid I couldn't, not now. You see, I'm not as young as I was and if I couldn't seem able to get the letters in me 'ead when I was a nipper I don't think there's much chance of it now.'

'We don't want to be harsh with you, Foreman,' said the vicar. 'But the churchwardens and I have quite made up our minds. We'll give you three months and if at the end of that time you cannot read and write I'm afraid you'll have to go.'

Albert Edward had never liked the new vicar. He'd said from the beginning that they'd made a mistake when they gave him St Peter's. He wasn't the type of man they wanted with a classy congregation like that. And now he straightened himself a little. He knew his value and he wasn't going to allow himself to be put upon.

'I'm very sorry, sir, I'm afraid it's no good. I'm too old a dog to learn new tricks. I've lied a good many years without knowin' 'ow to read and write, and without wishin' to praise myself, self-praise is no recommendation, I don't mind sayin' I've done my duty in that state of life in which it 'as pleased a merciful providence to place me, and if I could learn now I don't know as I'd want to.'

'In that case, Foreman, I'm afraid you must go.'

'Yes, sir, I quite understand. I shall be 'appy to 'and in my resignation as soon as you've found somebody to take my place.'

But when Albert Edward with his usual politeness had closed the church door behind the vicar and the two churchwardens he could not sustain the air of unruffled dignity with which he had borne the blow inflicted upon him and his lips quivered. He walked slowly back to the vestry and hung up on its proper peg his verger's gown. He sighed as he thought of all the grand funerals and smart weddings it had seen. He tidied everything up, put on his coat, and hat in hand walked down the aisle. He locked the church door behind him. He strolled across the square, but deep in his sad thoughts he did not take the street that led him home, where a nice strong cup of tea awaited him; he took the wrong turning. He walked slowly along. His heart was heavy. He did not know what he should do with himself. He did not fancy the notion of going back to domestic service; after being his own master for so many years, for the vicar and churchwardens could say what they liked, it was he that had run St Peter's, Neville Square, he could scarcely demean himself by accepting a situation. He had saved a tidy sum, but not enough to live on without doing something, and life seemed to cost more every year. He had never thought to be troubled with such questions. The vergers of St Peter's, like the popes of Rome, were there for life. He had often thought of the pleasant reference the vicar would make in his sermon at evensong the first Sunday after his death to the long and faithful service, and the exemplary character of their late verger, Albert Edward Foreman. He sighed deeply. Albert Edward was a non-smoker and a total abstainer, but with a certain latitude; that is to say he liked a glass of beer with his dinner and when he was tired he enjoyed a cigarette. It occurred to him now that one would comfort him and since he did not carry them he looked about him for a shop where he could buy a packet of Gold Flakes. He did not at once see one and walked on a little. It was a long street, with all sorts of shops in it, but there was not a single one where you could buy cigarettes.

'That's strange,' said Albert Edward.

To make sure he walked right up the street again. No, there was no doubt about it. He stopped and looked reflectively up and down.

'I can't be the only man as walks along this street and wants a fag,' he said. 'I shouldn't wonder but what a fellow might do very well with a little shop here. Tobacco and sweets, you know.'

He gave a sudden start.

'That's an idea,' he said. 'Strange 'ow things come to you when you least expect it.'

He turned, walked home, and had his tea.

'You're very silent this afternoon, Albert,' his wife remarked.

'I'm thinkin',' he said.

He considered the matter from every point of view and next day he went along the street and by good luck found a little shop to let that looked as though it would exactly suit him. Twenty-four hours later he had taken it, and when a month after that he left St Peter's, Neville Square, for ever, Albert Edward Foreman set up in business as a tobacconist and newsagent. His wife said it was a dreadful come-down after being verger of St Peter's, but he answered that you had to move with the times, the church wasn't what it was, and 'enceforward he was going to render unto Caesar what was Caesar's. Albert Edward did very well. He did so well that in a year or so it struck him that he might take a second shop and put a manager in. He looked for another long street that hadn't got a tobacconist in it and when he found it, and a shop to let, took it and stocked it. This was a success too. Then it occurred to him that if he could run two he could run half a dozen, so he began walking about London, and whenever he found a long street that had no tobacconist and a shop to let he took it. In the course of ten years he had acquired no less than ten shops and he was making money hand over fist. He went round to all of them himself every Monday, collected the week's takings, and took them to the bank.

One morning when he was there paying in a bundle of notes and a heavy bag of silver the cashier told him that the manager would like to see him. He was shown into an office and the manager shook hands with him.

'Mr Foreman, I wanted to have a talk to you about the money you've got on deposit with us. D'you know exactly how much it is?'

'Not within a pound or two, sir; but I've got a pretty rough idea.'

'Apart from what you paid in this morning it's a little over thirty thousand pounds. That's a very large sum to have on deposit and I should have thought you'd do better to invest it.'

'I wouldn't want to take no risk, sir. I know it's safe in the bank.'

'You needn't have the least anxiety. We'll make you out a list of absolutely gilt-edged securities. They'll bring you in a better rate of interest than we can possibly afford to give you.'

A troubled look settled on Mr Foreman's distinguished face. 'I've never 'ad anything to do with stocks and shares and I'd 'ave to leave it all in your 'ands,' he said.

The manager smiled. 'We'll do everything. All you'll have to do next time you come in is just to sign the transfers.'

'I could do that all right,' said Albert uncertainly. 'But 'ow should I know what I was signin'?'

'I suppose you can read,' said the manager a trifle sharply.

Mr Foreman gave him a disarming smile.

'Well, sir, that's just it. I can't. I know it sounds funny-like, but there it is, I can't read or write, only me name, an' I only learnt to do that when I went into business.'

The manager was so surprised that he jumped up from his chair.

'That's the most extraordinary thing I ever heard.'

'You see, it's like this, sir, I never 'ad the opportunity until it was too late and then some'ow I wouldn't. I got obstinate-like.'

The manager stared at him as though he were a prehistoric monster.

'And do you mean to say that you've built up this important business and amassed a fortune of thirty thousand pounds without being able to read or write? Good God, man, what would you be now if you had been able to?'